Long term care is used by both the elderly and those who are disabled in some way that prevents them from taking care of themselves. It’s not an eventuality people expect and ever so many don’t include it in their existing insurance policies. But knowing that you could relieve the burden on friends and family, wouldn’t you take that opportunity if you could?

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Elderly people are more inclined to trip and fall, or otherwise injure themselves at home. Unfortunately, these injuries are harder to recover from at an older age. Luckily, there are many simple precautions that can greatly reduce the risk of injury.

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First Lady Michelle Obama speaks about the difficulties senior women face in today’s health insurance market and the importance of reform. November 13, 2009. (Public Domain)
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